Real estate appraisal services for homeowners in the city of Richmond and Wayne County

See the top seven reasons IN homeowners call on Reitzler Appraisal Services:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a IN property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Richmond? Do you need help deciding the value of your real estate?
Contact Reitzler Appraisal Services.

At Reitzler Appraisal Services, we understand the unique needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Reitzler Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Reitzler Appraisal Services is veterans in helping customers just like you rid themselves of unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties close to yours. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from Reitzler Appraisal Services is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Reitzler Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Reitzler Appraisal Services can help you with that. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.